November 20, 2019
AgencySmall Business Insurance Mistakes To Avoid
There is both financial and reputational risk associated with running your own business. Therefore, it is essential that you insure your organization and your employees to protect yourself. Unfortunately, there are many mistakes that small business owners commit when buying an insurance policy. If you don’t want to make these errors, read this article to […]
December 6, 2019
AgencyBreweries and the Craft of Managing Risks
Craft brewers can spend hours in search of that perfect balance of hops and malt, sampling new ingredients and dreaming up the next distinctive signature beers. Part art, part science and all passion, many craft breweries are growing into larger operations, adding taprooms and expanding their distribution. Beer trails that attract a growing base of […]
December 16, 2019
AgencyInsurance 101 For New Business Owners
If you want to start a small business, you should not be afraid to take a few risks. In many cases, taking a risk is the only way that you can truly achieve success. However, this doesn’t mean that you should take risks for no reason. In fact, it is smart to reduce risks […]
January 15, 2020
AgencyHow Business Insurance Adjusts To Your Needs
Thousands of cars are alike. Several homes in the same neighborhood are alike. But no two businesses are alike. Two franchise restaurants will be in different neighborhoods, but they might keep different hours and have different sizes of staff. So, there’s no one-size-fits-all solution to business insurance. If you’re insuring your business, your plan is going […]
January 22, 2020
AgencyShould I File a Workers’ Compensation Claim?
On-the-job injuries and illnesses happen every day in a variety of workplaces across the United States. The latest data from the U.S. Bureau of Labor Statistics shows nearly 3 million American workers got hurt on the job in 2017. But how many injuries or illnesses at work rise to the level of needing to involve an insurance […]
January 29, 2020
AgencyHow Business Interruption Insurance Can Protect Against Unexpected Losses
Business insurance helps you cover expenses when your business experiences interruptions. Just as you wouldn’t open a business without fire and windstorm insurance, it’s important to protect your business operations themselves. Business insurance can cover your lost sales and expenses when unanticipated events cause your business to slow — or make it impossible to do keep […]
February 6, 2020
AgencyDoes an LLC Need Business Insurance?
Owning a business has perks, but there’s definitely a certain level of liability that comes with being your own boss. That’s why many entrepreneurs opt for an LLC structure instead of a sole proprietorship. Under LLCs, your personal assets are virtually untouchable. So, in the event of a liability lawsuit, you are only held accountable […]
February 12, 2020
AgencyBusiness Owner Responsibilities Include Personal Protective Equipment
Nearly every occupation requires its workers to dress the part. Lawyers wear suits, doctors wear white coats and fast-food workers wear uniforms. But the more dangerous a job is, the more necessary the addition of personal protective equipment (PPE) becomes, and the responsibility to provide it falls solely on business owners. Owner obligations The Occupational Safety […]
February 19, 2020
AgencyIs It Time To Update My Business Insurance Policy?
What you consider an expansion to your business may differ from what your business insurance provider considers an expansion. Launching a new product, for instance, may not feel like a big deal, but it does bring a whole host of new insurance risks that your insurer needs to know about in order to provide you […]
February 26, 2020
AgencyBusiness Insurance 101
While you’re busy starting and growing your own business, General Liability insurance can help you protect it. If someone claims that your business caused them harm or loss and they take legal action against you, that action can cost your business plenty in defense costs and payments for damages. Having a General Liability policy in place […]