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Agency

July 22, 2021
Agency

Recommended Business Insurance Coverages for Dentists

Running a dental practice that keeps customers smiling is your priority as well as ours. G & H Financial Insurance provides diverse commercial insurance solutions to fit your needs. From taking care of patients to handling sensitive patient information, your practice faces unique risks. That’s why having dental office insurance is an essential risk management […]
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August 23, 2021
Agency

Do all businesses need general liability insurance?

When buying business insurance, you might wonder what to make of the different coverage offered. Many policies sound the same, though they serve different purposes. For example, you’ll likely see several types of liability policies among your options. You’ll almost always see an offering for general liability coverage. It might not seem obvious which policies […]
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September 7, 2021
Agency

Difference Between General and Professional Liability Insurance

Is general liability insurance and professional liability insurance the same thing? This is a common question because many business owners do not recognize the reasoning behind purchasing both forms. Both are liability insurance coverage, but there are slight differences that make a big difference. Here’s a closer look.  They Have Similar Features  Both professional liability […]
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October 6, 2021
Agency

Four Essential Types of BOP Extensions

If you’re a small business owner who is looking for the best way to ensure your company, then a business owners policy-better known as a BOP-is a great way to start. It makes sense for many companies to carry this coverage because if offers several types of commercial insurance in one place. As a result, […]
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October 13, 2021
Agency

Keeping Your Commercial Auto Insurance Costs Low

Running a business involves dealing with necessary expenses to keep the door open. Among your business expenses might be insurance costs. Expenses also might include the costs to maintain company vehicles and drivers.  If you operate vehicles for commercial purposes, you might need commercial auto insurance. These policies can be costly. Nevertheless, there are ways […]
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November 17, 2021
Agency

What Type of Insurance is Needed for an Auto Repair Shop?

While every business faces risks, an auto repair shop has more unique risks than your run-of-the-mill office worries. Fortunately, there are specialized insurance policies available to offer more industry-specific protection for your auto repair business. Your independent insurance agent can go into greater detail after learning the specifics of your garage, but we’ve provided a general […]
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February 3, 2022
Agency

How Much Do Restaurants Spend on Insurance?

Restaurants face a lot of different risks, meaning they require various types of insurance. Restaurant insurance is designed to protect the business from common dangers, such as sudden equipment breakdown, fire, theft and general liability lawsuits. Insurance can be expensive, however. So how much is business insurance for restaurants? There are many factors that influence […]
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April 13, 2022
Agency

What Type of Insurance Does a Pool Contractor Need?

A pool contractor faces many unique risks such as excavation accidents, damage to specialized equipment and the potential for drowning. Any of these could drastically impact your business. Proper insurance coverage can help you mitigate these risks. Recommended Insurance Coverage for Pool Contractors There is a long list of coverages that a pool contractor may […]
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June 10, 2022
Agency

What Is Network Extortion?

Network extortion is a crime in which hackers hold an organization’s website, computer systems or data hostage until their payment demands are met. It may take the form of distributed denial-of-service (DDoS) attacks or ransomware.  Cyber attacks are more common than ever, with businesses experiencing 50% more attacks per week during 2021 compared with 2020. […]
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August 17, 2022
Agency

Key Elements of a Craft Brewery Business Plan

Drafting a business plan is a crucial step for your craft brewery. A business plan can provide a road map for the direction of your company, and it can help you define your craft brewery’s goals and objectives. It may also help you obtain external funding. While writing a business plan may seem like a […]
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