July 11, 2013
AgencyHome Prices Take Flight
Continuing on its upward trajectory, home prices soared 12.2 percent in May from a year ago, the most since 2006, according to Core Logic. From April to May, they increased 2.6 percent, the 15th straight month-over-month increase. Prices rose in 48 states, falling only in Delaware and Alabama, according to the report. Of the 100 […]
September 11, 2013
AgencyUse-based car insurance is growing
By Tara Baukus Mello The interest in use-based car insurance — where consumers pay insurance rates based on their driving habits — is growing, with 36 percent of consumers saying they would change carriers for a 10 percent discount on their car insurance rates, according to the 2013 Telematic Survey by Lynx Research Consulting for […]
November 8, 2013
AgencyThink carefully before filing a homeowners claim
Think carefully before filing a homeowners claim By Herb Weisbaum November 6, 2013 7:23 PM You buy homeowners insurance hoping you’ll never need to use it. Then something happens. It’s not a big loss—maybe the neighbor’s kid throws a ball through a window or a falling branch damages the rain gutter. You think of filing […]
December 9, 2013
AgencyWhen is A Vehicle Considered a Total Loss?
By Gary Wickert | December 5, 2013 When and whether a vehicle involved in a collision is considered to be “totaled” for first-party insurance purposes is an issue of great angst and confusion for most consumers. We hear horror stories about older, functioning automobiles being “totaled” simply because the frame is bent or other seemingly […]
February 20, 2014
AgencyHouston Home Insurance
What Does Home Insurance Cover? Home insurance is a necessary protection for possibly the largest investment in your life. If you have recently bought a home and owe a mortgage, it is possible that your lender requires you to have home insurance. However, even if your home is paid in full, having an insurance protection […]
March 21, 2014
Agency5 Factors Included in Your Home Insurance Premium
You might be wondering how Houston home insurance premiums are decided. Typically, each company has a slightly different formula that they use to create your premium, but the majority will include the following areas. Construction Type – What type of material was used to create your home (wood, brick, stucco, etc.) Location – Your physical […]
April 25, 2014
AgencyHow Umbrella Insurance Acts as a Security Blanket
Buying homeowners and auto insurance is a great way to protect your family’s finances, but these policies have limits that may not be enough in today’s litigious society. The cost of a liability lawsuit can be exceptionally high, exceeding your policy limits several times over. Think about it this way: If you’re sued for $2 […]
May 31, 2014
AgencyWhat is Covered by Flood Insurance?
Many people believe that their homeowners insurance policy will cover flooding, but this is not true. Floods and earthquakes are common exclusions from homeowners policies and a separate flood insurance policy must be purchased if you want protection against this natural disaster. Is flood insurance necessary in the Houston area? Flooding has been a historically-documented […]
June 6, 2014
AgencyDoes Automobile Insurance Follow the Car or the Driver?
There are a few questions in life that are more confusing than their answers. The blanket query into whether or not insurance follows the car or the driver in a particular jurisdiction is such a question — one we see regularly. It isn’t a dumb question. It is more like a MENSA brain teaser than […]
July 7, 2014
AgencyTips for Safe Cookouts on Your Boat
What’s an afternoon on the boat without a cookout? Grilling up hot dogs and hamburgers is a tradition for many boaters; but while many seasoned boaters may be aware of cookout safety, some new boaters may need to brush up on safety tips before firing up the grill. Here are some of the most important […]