Recreational Vehicle Insurance
Recreational Vehicle Insurance Quote Forms
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Recreational Vehicle Insurance Information
Why Choose RV Insurance Coverage?
Unless you have a true recreational vehicle insurance package, you could be in for an unpleasant ordeal should you experience a loss with your RV. Your RV is more than a car, and your RV insurance will protect more than what a typical car insurance policy does. Rather than adding your RV to your auto policy, consider RV insurance coverage with an RV policy. Keep the following in mind as you decide whether to buy RV insurance coverage, since the following situations are generally not covered under a standard auto insurance policy.
- You keep things in your RV that you wouldn't keep in your car, such as clothing, jewelry, TV's, DVD or Blu-ray player, laptops, camcorders, or outdoor gear.
- When you park your RV at a campsite, you may be liable for the area around your RV. If someone is injured, you me be responsible.
- If your RV is damaged while you're traveling, you'll need a place to stay and a way to get there.
Since none of the scenarios above are covered in the event of a loss, they would end up costing you thousands of dollars. Your auto and homeowner's policies may not cover such items as appliances, plumbing or accessories. Without true Recreational Vehicle insurance, your emergency expenses incurred while traveling would undoubtedly come out of your own pocket. However, when you insure your RV on its own policy, you'll know you have wide range of RV insurance coverage for a wide range of incidents.
RV Insurance applies to all types of specialized recreational vehicles:
- Motor homes
- Fifth wheels
- Camper Vans
- Travel Trailers
- Truck campers and more
A typical travel trailer insurance policy from an auto carrier will include physical damage coverage only. Not to worry our motor home insurance and travel trailer insurance companies provide coverages far above and beyond the modest coverage provided by your auto insurance company.