Pollution / Environmental Liability Insurance

As its name implies, pollution liability insurance covers loss, damage and liability that stem from pollution related damages. It is usually written on a claims-made basis so policies pay only claims presented during the term of the policy or within a specified time frame after the policy expires.

In recent years, environmental concerns have been more of a problem for companies with increased exposure and regulation. Many contractors aren’t aware or don’t understand what protection they need when it comes to pollution related damages.

A lot of contractors assume that claims made against their operations are covered by their general liability insurance. But many of those policies have pollution exclusions and could leave your client in deep water.

Environmental exposures don’t differentiate between industries. General contractors, Trade (HVAC, paving, concrete, restoration, etc.), Specialty and Remediate contractors all face the same inherent environmental risks. Even if your client isn’t in the wrong, they could still rack up significant financial costs to defend against a claim. And no amount of risk management is foolproof against pollution liability exposures.

Let us help you in figuring out what type of liability insurance you need, environmental or pollution related. We’re here to make sure you get the policy that fits your needs.

G & H Financial Insurance represents some of the best insurance companies in the country, and we can provide the best insurance at a competitive price. Please call (877) 868-8063 or (281) 395-5497 to learn more about the policies we provide, or click the button below to request a quote.