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G & H Financial Insurance Services, Inc. Blog

View the latest blog posts from G & H Financial Insurance Services, Inc..

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Wednesday, May 4, 2022

Insurance for Technology Companies

Technology companies are often exposed to unique risks because of the nature of their businesses. These companies own valuable intangible assets, such as sensitive data, software and intellectual property. As a result, they could face significant financial damage from a lawsuit, cyberattack or another unforeseen event. READ MORE >>

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Wednesday, April 13, 2022

What Type of Insurance Does a Pool Contractor Need?

A pool contractor faces many unique risks such as excavation accidents, damage to specialized equipment and the potential for drowning. Any of these could drastically impact your business. Proper insurance coverage can help you mitigate these risks.   Recommended Insurance Coverage for Pool Contractors READ MORE >>

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Thursday, February 3, 2022

How Much Do Restaurants Spend on Insurance?

Restaurants face a lot of different risks, meaning they require various types of insurance. Restaurant insurance is designed to protect the business from common dangers, such as sudden equipment breakdown, fire, theft and general liability lawsuits. Insurance can be expensive, however. READ MORE >>

Tuesday, November 23, 2021

Understanding Your BOP’s Interruption Coverage

A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. READ MORE >>

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Wednesday, November 17, 2021

What Type of Insurance is Needed for an Auto Repair Shop?

While every business faces risks, an auto repair shop has more unique risks than your run-of-the-mill office worries. Fortunately, there are specialized insurance policies available to offer more industry-specific protection for your auto repair business. READ MORE >>

Thursday, November 11, 2021

Business Insurance for Hairdressers and Beauticians

If you’re a beauty industry professional, you might feel challenged when you start your search for the right commercial liability insurance benefits. Many in the industry automatically assume that they wouldn’t have a reason for a customer to file a lawsuit. READ MORE >>

Tuesday, November 9, 2021

Choosing a Life Insurance Beneficiary If You Are Single

If you have life insurance, then you will name a beneficiary. The beneficiary is the person who will receive the death benefit payout upon your death. You want your life insurance to help your survivors move on financially. However, choosing the right beneficiary might feel like a big challenge, particularly if you are single. READ MORE >>

Thursday, November 4, 2021

6 Signs Your Brakes Need Repair or Replacement

When your car brakes, then you are initializing a complex system of mechanical components that will work together to bring your vehicle to a stop. The average car weighs about 3 to 5 tons, and the fact that your brakes help stop this heavy machine within a few meters, countless times per year, is a testament to their reliability. READ MORE >>

Tuesday, November 2, 2021

4 Common Homeowners Insurance Mistakes

Whether you are buying your first home or moving to a new home, you have to make sure that your homeowners insurance needs are met. Homeowners insurance isn’t always easy to understand, and it does have its fair share of unique terms. READ MORE >>

Thursday, October 28, 2021

5 Surprising Car Insurance Savings Opportunities

Many vehicle owners assume they will get the lowest rate available as soon as they request an auto insurance quote, but that is not always the case. There are lots of ways to save money on auto insurance even after day one.  Being a smart driver means knowing what insurance discount options are available to you. READ MORE >>

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