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G & H Financial Insurance Services, Inc. Blog

View the latest blog posts from G & H Financial Insurance Services, Inc..

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Tuesday, November 8, 2022

Understanding Insurance Needs of Manufacturers

Employers in the manufacturing sector must account for many risks, hazards and exposures. Manufacturers depend on valuable equipment and reliable workers to efficiently produce goods amid potentially hazardous workplaces. READ MORE >>

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Wednesday, August 17, 2022

Key Elements of a Craft Brewery Business Plan

Drafting a business plan is a crucial step for your craft brewery. A business plan can provide a road map for the direction of your company, and it can help you define your craft brewery’s goals and objectives. It may also help you obtain external funding. READ MORE >>

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Friday, June 10, 2022

What Is Network Extortion?

Network extortion is a crime in which hackers hold an organization’s website, computer systems or data hostage until their payment demands are met. It may take the form of distributed denial-of-service (DDoS) attacks or ransomware.  READ MORE >>

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Wednesday, April 13, 2022

What Type of Insurance Does a Pool Contractor Need?

A pool contractor faces many unique risks such as excavation accidents, damage to specialized equipment and the potential for drowning. Any of these could drastically impact your business. Proper insurance coverage can help you mitigate these risks.   Recommended Insurance Coverage for Pool Contractors READ MORE >>

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Thursday, February 3, 2022

How Much Do Restaurants Spend on Insurance?

Restaurants face a lot of different risks, meaning they require various types of insurance. Restaurant insurance is designed to protect the business from common dangers, such as sudden equipment breakdown, fire, theft and general liability lawsuits. Insurance can be expensive, however. READ MORE >>

Tuesday, November 23, 2021

Understanding Your BOP’s Interruption Coverage

A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. READ MORE >>

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Wednesday, November 17, 2021

What Type of Insurance is Needed for an Auto Repair Shop?

While every business faces risks, an auto repair shop has more unique risks than your run-of-the-mill office worries. Fortunately, there are specialized insurance policies available to offer more industry-specific protection for your auto repair business. READ MORE >>

Thursday, November 11, 2021

Business Insurance for Hairdressers and Beauticians

If you’re a beauty industry professional, you might feel challenged when you start your search for the right commercial liability insurance benefits. Many in the industry automatically assume that they wouldn’t have a reason for a customer to file a lawsuit. READ MORE >>

Tuesday, November 9, 2021

Choosing a Life Insurance Beneficiary If You Are Single

If you have life insurance, then you will name a beneficiary. The beneficiary is the person who will receive the death benefit payout upon your death. You want your life insurance to help your survivors move on financially. However, choosing the right beneficiary might feel like a big challenge, particularly if you are single. READ MORE >>

Thursday, November 4, 2021

6 Signs Your Brakes Need Repair or Replacement

When your car brakes, then you are initializing a complex system of mechanical components that will work together to bring your vehicle to a stop. The average car weighs about 3 to 5 tons, and the fact that your brakes help stop this heavy machine within a few meters, countless times per year, is a testament to their reliability. READ MORE >>

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