Small Business Insurance Coverages to Consider

From a start-up to an established business; from zero to 10+ employees – every small business needs insurance. With over 30 years of experience, we have been helping small businesses prevail when the unexpected strikes. We offer property & general liability, workers’ compensation and business auto coverages at a competitive price.

Business Property Insurance

Property insurance can help protect the property your business owns, leases or rents, including things like buildings, equipment, inventory, furniture and fixtures. It provides coverage for loss of accounts receivable and it can include loss of business income.

Business Liability Insurance

When it comes to protection, the broader the coverage the better. That’s why the carriers we utilize provide business liability that helps cover your business in the event it is sued for causing harm to a person and/or damage to property. It also helps cover the cost of your defense – businesses can be sued even if they did nothing wrong.

Workers’ Compensation

Worker’s compensation provides benefits to employees for work-related injuries or illnesses including medical care, wages from lost work time, and more. It also provides a decreased workers’ family with a financial benefit. If a workers’ family decides to sue a company, it can also help cover the related legal fees.

Business Auto

 Commercial auto insurance helps your business cover the financial costs resulting from an auto accident if you or an employee if found at fault. Commercial auto insurance helps pay for damaged property and medical expenses – even in the event of a fatal accident.

Find out what coverage is right for your business by contacting us today at 281-395-5497.