January 23, 2019
AgencyCreating an Injury Risk Management Plan for Your Restaurant
Owning a restaurant can be a risky business, especially if potential workplace hazards are not identified and addressed. That’s why it is important for restaurateurs to have an injury risk management plan. More than just a safety or operations manual, an injury risk management plan is a document that predicts risks, estimates any potential impacts, and defines […]
October 24, 2018
AgencyTips for Restaurants on Sourcing More Local Distilleries
Join the American whiskey revolution Donna Hood Crecca is a Senior Director at Technomic, Inc. and offers suggestions of how to benefit from American whiskey’s popularity. According to Technomic, American whiskey is one of the most vibrant spirits categories right now. Straight American whiskey grew 5.2% in volume and 6.7% in dollars sales nationwide […]
September 7, 2018
AgencyBusiness Interruption Insurance Helps Keep Employees When You Can’t Open
Operating a business well means having trained professionals to help you. You probably spend a lot of money hiring and training your team. When something happens, and your business cannot operate, you do not want to lose those individuals. If you have business insurance, you do not have to. You may be able to […]
June 7, 2018
Agency5 tips to prevent cross-contamination at your restaurant
Pathogens can be spread from food or unwashed hands to prep areas, equipment, utensils or other food. Fortunately, steps you can take to prevent this. Here are five important tips for preventing cross-contamination in your operation: Implement a personal hygiene program. To lessen the possibility of food handlers contaminating food, institute a good personal hygiene program […]
April 25, 2018
AgencyD&O policy elements and exclusions risk managers need to know
Decentralized, fragmented policy responsibilities and exposures can complicate a company’s D&O risk management efforts. Risk management is one of the most daunting tasks any business takes on. (Photo: Shutterstock) To manage risk successfully, the responsibility must reside with a company’s board of directors and officers. But it’s often difficult for the board of directors, one […]
March 21, 2018
AgencyDo I Need Business Liability Insurance for My Small Business?
By Michael Kelly via The Hartford Many small business owners wonder whether or not they need business liability insurance. The quick answer is: You probably do. A more thoughtful answer is: It depends on what type of business you run and the agreements you set with customers. To decide if your business needs liability coverage […]
March 12, 2018
Agency5 things to know about Side A D&O coverage
Many companies are looking for insurance coverage for their directors and officers. Here are some tips on what to ask your broker before buying. By Steven Gladstone via PropertyCasualty360.com Companies may have difficulty attracting highly qualified directors and officers without D&O liability insurance. (Photo: Shutterstock) If there is a form of professional liability insurance that […]
May 12, 2017
AgencyNew bill may raise Texas craft beer prices
The State House has passed a bill that might make you pay more for your favorite beer. There is trouble brewing in the craft beer business, and it would make buying a glass of beer in a brewery taproom more expensive. As it stands right now, breweries can sell beer in their own taprooms without […]