January 2, 2015
AgencyCommon Misconceptions About Umbrella Insurance
Insurance policies for your home and car go a long way toward protecting you from financial risk. However, many people don’t think about what would happen if the policy limits were exceeded because of a lawsuit. In addition, they often rule out umbrella insurance because of some very common misconceptions. Three of these misconceptions about […]
December 3, 2014
AgencyWhy are People Avoiding Life Insurance?
Even though many people believe that life insurance is an important consideration for all adults, about 30 percent of American households don’t have an ounce of coverage. We know that life insurance isn’t the most pleasant discussion topic, but what’s keeping families from having that talk and buying coverage to protect their loved ones? Here […]
July 28, 2014
Agency10 Tips for Saving On Your Homeowners Insurance
Homeowners insurance is not negotiable. If you hold a mortgage on your property, the bank will require it. And in any case, you’ll want the protection for your family’s investment. If the cost of your insurance is causing you anxiety, there are ways to lower it. Try some of these tips to reduce your premium […]
May 31, 2014
AgencyWhat is Covered by Flood Insurance?
Many people believe that their homeowners insurance policy will cover flooding, but this is not true. Floods and earthquakes are common exclusions from homeowners policies and a separate flood insurance policy must be purchased if you want protection against this natural disaster. Is flood insurance necessary in the Houston area? Flooding has been a historically-documented […]
March 21, 2014
Agency5 Factors Included in Your Home Insurance Premium
You might be wondering how Houston home insurance premiums are decided. Typically, each company has a slightly different formula that they use to create your premium, but the majority will include the following areas. Construction Type – What type of material was used to create your home (wood, brick, stucco, etc.) Location – Your physical […]
February 20, 2014
AgencyHouston Home Insurance
What Does Home Insurance Cover? Home insurance is a necessary protection for possibly the largest investment in your life. If you have recently bought a home and owe a mortgage, it is possible that your lender requires you to have home insurance. However, even if your home is paid in full, having an insurance protection […]