Call Us 281.395.5497Call Us 281.395.5497 ☰ ˟
Manage Policy File a Claim
Logo
281.395.5497
877.868.8063
  • Home
  • Get A Quote
  • Personal
    • Personal Lines Home Page
    • Auto
    • Condominium
    • Farm
    • Flood
    • High Value Home
    • Home
    • Jewelry
    • Life
    • Motorcycle
    • Motor Home/RV
    • Off-Road Vehicles
    • Private Aviation
    • Rental Property
    • Renters
    • Specialty (Classic Collector) Auto
    • Personal Umbrella
    • Watercraft & Boat
  • Business
    • Business Insurance Home Page
    • Business Insurance Coverages
    • Business Insurance Industries
    • Employee Benefits
  • Our Carriers
  • Make A Payment
  • Client Center
  • Resources
    • Policy Review Request
    • Insurance Glossary
    • Frequently Asked Questions
    • Privacy Policy
    • Our Blog
    • Refer a Friend
    • Our Partners
  • About Us
  • Contact Us
    • Contact Us
    • Employee Directory
    • Location
Icon Icon Icon Icon Icon Icon
Home > Blog > Understanding Insurance Needs of Manufacturers
TUESDAY, NOVEMBER 8, 2022

Understanding Insurance Needs of Manufacturers

Brewery Insurance

Employers in the manufacturing sector must account for many risks, hazards and exposures. Manufacturers depend on valuable equipment and reliable workers to efficiently produce goods amid potentially hazardous workplaces. Given the consistent level of danger and the need for precision, businesses in the manufacturing industry must protect themselves with a comprehensive insurance package. 

Who Needs a Manufacturer Insurance Policy?

  • Air conditioning equipment manufacturers
  • Appliances and accessories manufacturers
  • Bakery products manufacturers
  • Clothing manufacturers
  • Craft Breweries
  • Craft Distilleries
  • Craft Wineries
  • Eyeglass lens manufacturers
  • Fruit drinks, soda, spring or carbonated water manufacturers
  • Metal goods manufacturers
  • Plastic good manufacturers
  • Sign manufacturers
  • Technology product manufacturers

The policies offered by G&H Financial Insurance include several different coverages which can be woven together to suit your company’s needs. 

What Coverages Do Manufacturers Need? 

Manufacturers require protection for many different potential losses or damages. For most businesses, an adequate insurance package should include the following coverages: 

  • General liability insurance financially protects third parties from risks, such as bodily harm suffered by a customer or visitor.
  • Workers’ compensation helps cover medical expenses, lost wages and lawsuits from work-related employee injuries or illnesses.
  • Commercial property insurance protects property used by manufacturers for operations, such as buildings, equipment, inventory and tools.
  • Business interruption insurance can help cover costs and lost income if an incident forces you to cease operations.
  • Equipment breakdown insurance assists with repairing machinery and tools necessary for your operations, such as computers, boilers and electrical systems.
  • Inland marine insurance helps cover transported property, including materials, products and parts. It also covers property stored on your premises but belonging to another party. 
  • Product recall coverage can help pay your costs to recover the product from distributors, purchasers or end users. 

Depending on your operations, many other types of coverage—such as cyber liability and ocean marine—may be necessary. 

How Much Does Insurance Cost Manufacturers? 

In addition to weighing what types of coverage are necessary for your business, several other queries will also be considered when determining your premiums, including: 

  • Your company’s revenue
  • Your business’s location
  • Number of employees
  • The equipment and property used
  • The products your business manufactures 

Get the Right Coverage

The manufacturing industry can be profitable and rewarding, but daily operations include many risks related to injuries, property damage, delays and lawsuits. Contact the agents of G&H Financial Insurance today to learn more about coverage options. 

Posted 10:00 AM

Tags: manufacturing business insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010

  • business insurance(58)
  • katy(48)
  • houston(44)
  • texas(39)
  • austin(28)
  • dallas(28)
  • san antonio(27)
  • brewery insurance(22)
  • distillery insurance(20)
  • small business insurance(15)
  • manufacturing insurance(12)
  • craft brewery insurance(11)
  • restaurant insurance(10)
  • tx(8)
  • insurance(7)
  • home insurance(6)
  • fort worth(5)
  • craft beer insurance(5)
  • katy tx(4)
  • workers compensation insurance(4)
  • insurance katy tx(4)
  • workers comp insurance(4)
  • auto repair shop insurance(3)
  • commercial insurance(3)
  • flood insurance(3)
  • general liability insurance(3)
  • auto insurance(3)
  • commercial auto insurance(2)
  • doctors office insurance(2)
  • houston tx(2)
  • the woodlands(2)
  • directors and officers liability insurance(2)
  • manufacturing business insurance(2)
  • d&o liability insurance(2)
  • homeowners insurance(2)
  • retail insurance(2)
  • wholesale business insurance(2)
  • business interruption insurance(2)
  • risk management(2)
  • commercial insurance katy tx(2)
  • craft brewers insurance(2)
  • homeowners(2)
  • medical office insurance(2)
  • management liability insurance(2)
  • lawsuits(1)
  • umbrella insurance(1)
  • saving money(1)
  • commercial general liability(1)
  • retail business insurance(1)
  • funding(1)

View Mobile Version
Facebook
Twitter
Google+
LinkedIn
Get Directions
Contact Us Today
Contact Us Today
Resources
Get a Quote
Payment Options
Personal
Business
About Us
Our Blog
Our Carriers
Contact Us
Contact us 5503 4th St.
Katy, TX 77493

281.395.5497
info@ghfins.com
© Copyright. All rights reserved.