November 8, 2010
AgencyAuto liability limits will be increased by state Jan. 2011
Released (April 2010) Texas law requires people who drive in Texas to pay for the accidents they cause. Most drivers do this by buying automobile liability insurance. Liability insurance pays to repair or replace the other driver’s car and pays other people’s medical expenses when you are at fault in an accident. It does not […]
November 23, 2010
AgencyThe Cheapest Cars to Insure
By EMILY GLAZER Think a cheap car equals cheap insurance? Think again. There’s more to auto-insurance rates than a vehicle’s sticker price, according to a recent study by InsWeb, an online insurance-comparison provider. Besides your own age and driving record, car insurance is based chiefly on a combination of purchase price and a model’s loss history, […]
December 8, 2010
AgencyTexas Home Insurance: Everything You Need to Know
Texans are tough. Most of them live with the constant threat of wildfires, hurricanes and other natural disasters. But Texans are also smart—they know that the best way to prepare for the unexpected is by maintaining a Texas home insurance policy. Texas Home Insurance Protects Against Wildfires From Houston to Amarillo, one of the most […]
August 25, 2011
AgencyHow to Reduce Roof Damage from Hurricane’s Wind-Driven Water
Wind-driven water like that occurring during Hurricane Irene penetrates openings in residential roofs but roof decks seams can be sealed to prevent damage, according to tests by an insurance home safety institute. The Insurance Institute for Business & Home Safety (IBHS) has conducted a full-scale research test program of how wind-driven water, such as that […]
September 9, 2011
AgencyTexas Wildfires 2011 worst in TX history YouTube
September 12, 2011
AgencyCentral Texas Fires Slowly Being Contained but Blazes Continue Across State
Three out of four of the main fires burning on the outskirts of Texas’ capitol city, Austin, have been mostly contained, officials say, but the largest and most destructive blazes in Bastrop County are only about 30 percent under control. Two deaths have been reported as a result of the fires in Bastrop County to […]
September 16, 2011
AgencyInsured Losses from Texas Wildfires Could Reach $250 Million
An industry group says insured losses from a week of Texas wildfires could reach $250 million. The Insurance Council of Texas offered the estimate for the more than 180 wildfires reported statewide since Labor Day weekend. The organization said insured losses from fires in Bastrop County alone could reach $150 million. A wildfires disaster recovery […]
September 22, 2011
AgencyFormer Controller for Texas Insurer Sentenced for Wire Fraud Scheme
The former controller for a Houston-based property/casualty insurance company has been sentenced to 120 months in federal prison for her conviction of conspiracy to commit wire fraud involving almost $1 million in loss to the victim company, according to the U.S. attorney’s office. U.S. Attorney José Angel Moreno announced that Carla Jean Johnson, 40, of […]
September 28, 2011
AgencyHow do I choose an insurance company?
There are many insurance companies, so choosing between them can be a challenge. Here are the main points to keep in mind when selecting an insurance company: Licensing Not every company is licensed to operate in each state. As a general rule, you should buy from a company licensed in your state, because then can […]
September 28, 2011
AgencyTop 7 Dangerous Dog Breeds
Dogs and insurance have been at odds for years and, because of some extremely bad claims situations, some carriers maintain lists of restricted breeds—breeds the carriers would not place homeowners’ coverage on due to perceived aggressive tendencies. Because any dog can bite and cause injury, though, most state legislation focuses on a definition of what […]