March 21, 2018
AgencyDo I Need Business Liability Insurance for My Small Business?
By Michael Kelly via The Hartford Many small business owners wonder whether or not they need business liability insurance. The quick answer is: You probably do. A more thoughtful answer is: It depends on what type of business you run and the agreements you set with customers. To decide if your business needs liability coverage […]
September 7, 2018
AgencyBusiness Interruption Insurance Helps Keep Employees When You Can’t Open
Operating a business well means having trained professionals to help you. You probably spend a lot of money hiring and training your team. When something happens, and your business cannot operate, you do not want to lose those individuals. If you have business insurance, you do not have to. You may be able to […]
May 23, 2019
AgencySmall Business Insurance Coverages to Consider
From a start-up to an established business; from zero to 10+ employees – every small business needs insurance. With over 30 years of experience, we have been helping small businesses prevail when the unexpected strikes. We offer property & general liability, workers’ compensation and business auto coverages at a competitive price. Business Property Insurance […]
November 6, 2019
AgencyWhy You Need Business Insurance
Businesses buy business insurance to help them cover the costs incurred from liability claims and property damage. A business owner without adequate coverage may have to pay for legal claims and costly damages out-of-pocket. Depending on how the severity of the incident, a company may end up going out of business. Here’s how you can […]
November 20, 2019
AgencySmall Business Insurance Mistakes To Avoid
There is both financial and reputational risk associated with running your own business. Therefore, it is essential that you insure your organization and your employees to protect yourself. Unfortunately, there are many mistakes that small business owners commit when buying an insurance policy. If you don’t want to make these errors, read this article to […]
January 22, 2020
AgencyShould I File a Workers’ Compensation Claim?
On-the-job injuries and illnesses happen every day in a variety of workplaces across the United States. The latest data from the U.S. Bureau of Labor Statistics shows nearly 3 million American workers got hurt on the job in 2017. But how many injuries or illnesses at work rise to the level of needing to involve an insurance […]
February 12, 2020
AgencyBusiness Owner Responsibilities Include Personal Protective Equipment
Nearly every occupation requires its workers to dress the part. Lawyers wear suits, doctors wear white coats and fast-food workers wear uniforms. But the more dangerous a job is, the more necessary the addition of personal protective equipment (PPE) becomes, and the responsibility to provide it falls solely on business owners. Owner obligations The Occupational Safety […]
February 19, 2020
AgencyIs It Time To Update My Business Insurance Policy?
What you consider an expansion to your business may differ from what your business insurance provider considers an expansion. Launching a new product, for instance, may not feel like a big deal, but it does bring a whole host of new insurance risks that your insurer needs to know about in order to provide you […]
February 26, 2020
AgencyBusiness Insurance 101
While you’re busy starting and growing your own business, General Liability insurance can help you protect it. If someone claims that your business caused them harm or loss and they take legal action against you, that action can cost your business plenty in defense costs and payments for damages. Having a General Liability policy in place […]
April 1, 2020
AgencyHow Can A Small Business Qualify For Insurance Discounts?
Have you ever driven by an old abandoned factory or warehouse only to see a security car parked in the lot? The place may have no employees, nothing on the premises worth stealing, but they still have a security guard. That’s because the presence of security means that the owners of the property are saving […]