February 20, 2014
AgencyHouston Home Insurance
What Does Home Insurance Cover? Home insurance is a necessary protection for possibly the largest investment in your life. If you have recently bought a home and owe a mortgage, it is possible that your lender requires you to have home insurance. However, even if your home is paid in full, having an insurance protection […]
March 21, 2014
Agency5 Factors Included in Your Home Insurance Premium
You might be wondering how Houston home insurance premiums are decided. Typically, each company has a slightly different formula that they use to create your premium, but the majority will include the following areas. Construction Type – What type of material was used to create your home (wood, brick, stucco, etc.) Location – Your physical […]
May 31, 2014
AgencyWhat is Covered by Flood Insurance?
Many people believe that their homeowners insurance policy will cover flooding, but this is not true. Floods and earthquakes are common exclusions from homeowners policies and a separate flood insurance policy must be purchased if you want protection against this natural disaster. Is flood insurance necessary in the Houston area? Flooding has been a historically-documented […]
June 6, 2014
AgencyDoes Automobile Insurance Follow the Car or the Driver?
There are a few questions in life that are more confusing than their answers. The blanket query into whether or not insurance follows the car or the driver in a particular jurisdiction is such a question — one we see regularly. It isn’t a dumb question. It is more like a MENSA brain teaser than […]
July 7, 2014
AgencyTips for Safe Cookouts on Your Boat
What’s an afternoon on the boat without a cookout? Grilling up hot dogs and hamburgers is a tradition for many boaters; but while many seasoned boaters may be aware of cookout safety, some new boaters may need to brush up on safety tips before firing up the grill. Here are some of the most important […]
July 28, 2014
Agency10 Tips for Saving On Your Homeowners Insurance
Homeowners insurance is not negotiable. If you hold a mortgage on your property, the bank will require it. And in any case, you’ll want the protection for your family’s investment. If the cost of your insurance is causing you anxiety, there are ways to lower it. Try some of these tips to reduce your premium […]
December 3, 2014
AgencyWhy are People Avoiding Life Insurance?
Even though many people believe that life insurance is an important consideration for all adults, about 30 percent of American households don’t have an ounce of coverage. We know that life insurance isn’t the most pleasant discussion topic, but what’s keeping families from having that talk and buying coverage to protect their loved ones? Here […]
November 13, 2015
AgencySpecialized Insurance for Craft Brewers
November 8, 2016
AgencySecurity tips and insurance for retail businesses
5 Tips for a More Secure Workplace Protecting your business in Katy, TX used to mean locking the doors at the end of the day. That’s still important, of course, but now a security breach can extend beyond your physical assets to include software, systems and sensitive data. And, if customer information is compromised, you may […]
September 15, 2017
AgencyNFIP and Private Flood Insurance Products
G & H Financial Insurance provides three flood insurance programs. These programs provide flood coverage protecting both residential or commercial buildings and contents. Product Options Commercial Primary Private Flood Program | All policies are individually rated based on property’s location elevation, flood zone, number of stories, construction type, foundation type, and loss history National Flood […]