February 20, 2014
AgencyHouston Home Insurance
What Does Home Insurance Cover? Home insurance is a necessary protection for possibly the largest investment in your life. If you have recently bought a home and owe a mortgage, it is possible that your lender requires you to have home insurance. However, even if your home is paid in full, having an insurance protection […]
March 21, 2014
Agency5 Factors Included in Your Home Insurance Premium
You might be wondering how Houston home insurance premiums are decided. Typically, each company has a slightly different formula that they use to create your premium, but the majority will include the following areas. Construction Type – What type of material was used to create your home (wood, brick, stucco, etc.) Location – Your physical […]
June 6, 2014
AgencyDoes Automobile Insurance Follow the Car or the Driver?
There are a few questions in life that are more confusing than their answers. The blanket query into whether or not insurance follows the car or the driver in a particular jurisdiction is such a question — one we see regularly. It isn’t a dumb question. It is more like a MENSA brain teaser than […]
July 28, 2014
Agency10 Tips for Saving On Your Homeowners Insurance
Homeowners insurance is not negotiable. If you hold a mortgage on your property, the bank will require it. And in any case, you’ll want the protection for your family’s investment. If the cost of your insurance is causing you anxiety, there are ways to lower it. Try some of these tips to reduce your premium […]
August 12, 2014
AgencyWhat to Do After a Motorcycle Accident
The steps you must take after a motorcycle accident are very similar to those you must take after a car accident. However, if you’re cautious enough to have never been involved in any type of accident, you might not know these steps. It’s always a good idea to brush up on this process, just in […]
September 5, 2014
AgencyIs Your Classic Auto Insurance Policy Up to Snuff?
Every day of the week you get in your car and drive to and from work in a car that is very similar to other cars. But it’s different on the weekend. That is when you open that far right garage door and take your 1937 classic car out for a road trip. Friends and […]
October 7, 2014
AgencyHow to Save on Renters Insurance
What many renters don’ know about renters insurance is how inexpensive it is. In fact, it’s one of the most inexpensive insurance policies available, especially if you take advantage of savings and discount options. Let’s look at a few ways you can cut back the cost even more and still get the valuable protection you […]
October 27, 2014
AgencyNovember Proposition Aims to Drive Road Funding
Voters statewide will decide Nov. 4 whether to approve a constitutional amendment designed to combat the state’s transportation funding woes and repair its ailing road infrastructure. “For the Greater Houston area, Proposition 1 could bring in more than $100 million — or even double that — in a given year,” said Alan Clark, director of […]
December 3, 2014
AgencyWhy are People Avoiding Life Insurance?
Even though many people believe that life insurance is an important consideration for all adults, about 30 percent of American households don’t have an ounce of coverage. We know that life insurance isn’t the most pleasant discussion topic, but what’s keeping families from having that talk and buying coverage to protect their loved ones? Here […]
January 2, 2015
AgencyCommon Misconceptions About Umbrella Insurance
Insurance policies for your home and car go a long way toward protecting you from financial risk. However, many people don’t think about what would happen if the policy limits were exceeded because of a lawsuit. In addition, they often rule out umbrella insurance because of some very common misconceptions. Three of these misconceptions about […]